For Gold, Peace, and Freedom


Cobra Health Insurance: Am I Covered?

December 31st, 2009

cobra-health-insurance-coverage.jpgIf you have lost your job or are moving in between jobs, you might be facing financial difficulties which can be exacerbated by any medical emergency that might occur during this period. Fortunately, there is a type of health coverage that is available between jobs to help you with your medical expenses. A federal law called COBRA (Consolidated Omnibus Budget Reconciliation Act) is a health insurance benefit program that was created with the intention of helping American employees and their dependents to maintain their health insurance for a temporary period of up to 18 months in cases where their employment status changes because of reasons such as layoffs, strikes, decreasing work hours, and other similar events. In some cases the period of health insurance given by the company may be extended from 18 months up to a maximum of 36 months.

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How to Get Out of Bad Debts

December 30th, 2009

debt-snowball.jpgThis article on getting out of bad debts by the forum user “totaltalli” from DigitalPoint probably will not win any literary awards, but it does provide an overview of what your options are if you have managed to accumulate more debt than you can really afford. This is a common condition sometimes referred to as “credit card hangover” — people tend to overspend during the holiday period just before Christmas and then struggle to pay the bills when January rolls around.

These are the times of the great economic meltdown and during these times, people are having a strong problem managing the expenses and finances. In fact, personal loans and debts are increasing all across the globe. The reason for this is that some people are losing their jobs during this period while others are simply overspending and buying more things than they could normally afford. Many people think that they do not have any other option but to borrow money from the banks or from their credit cards.

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Bounceland Inflatable Bouncers

December 29th, 2009

bounceland-inflatable-bouncer.jpgEarlier today I found the last one of Arijit Roul’s miscellaneous articles on the topic of Bounceland inflatable bouncers. I remember removing my shoes and bouncing around in something similar to these many years ago at our annual city fair. These “bounce houses” can be a lot of fun for kids or even grownups who don’t mind playing around and getting some exercise. As usual, the article text is below, but if you’re looking to purchase one of these, Amazon has some here. You can find similar varieties by using their search bar after clicking through to the site.

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Making Money Online: Doing It Right

December 28th, 2009

making-money-online.jpgDuring the last 10 years, increasing numbers of people are turning towards a career based at home, and many more wish they could be their own boss and not have to answer to one. The Internet has made both of these goals much easier and so more people are looking to learn how to go about it so that they have a better chance of success.

As with everything in life it is important to learn a new skill properly and avoid having to learn by your own mistakes. When it comes to employment, income, and a business, mistakes can be costly and the effects devastating. Even choosing how and what to learn can be a difficult task in itself, and it’s important to get quality information from respected and proven sources in order to reach your full potential. Getting first hand advice while learning from people who can possibly advise you about the mistakes they may have made is a valuable part of learning anything, and is especially valuable when it comes to learning how to make money online.

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Common Mistakes in Online Niche Marketing

December 27th, 2009

niche-marketing-software.jpgWhen it comes to SEO, most of the online marketers who attempt to build niche sites fail to obtain their desired results. This usually occurs because of a common set of mistakes that they keep on making. These mistakes are not only common in the newbie but they are also made by some seasoned marketers. Obviously such mistakes will not help your search engine optimization campaign and can cause you to fall flat without realizing what is happening. Here you will find a detailed look at these mistakes with the solutions to repair possible problems you may have and get your niche site building efforts back on track.

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The Concept of Virtual Private Network

December 26th, 2009

virtual-private-network.jpgA local area network (LAN) is a network within an organization that links between computers belonging to that entity. These networks are increasingly connected to the Internet through interconnection equipment. It often happens that companies feel the need to communicate with subsidiaries, customers, or staff who are geographically remote via the Internet. However, the data transmitted over the Internet is generally more vulnerable than when running on an internal network within an organization because the path is not defined in advance, which means that data using a such an infrastructure can be detected by different public operators. It is not impossible that somewhere along the journey, the network is listened to by an indiscreet user or even hijacked. Therefore it is not recommended to transmit any sensitive information to the organization or company under such conditions.

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Cranberry Bread Recipe

December 25th, 2009

cranberry-nut-bread.jpgOver the past 11 years, I have developed a holiday tradition of sorts by making occasional loaves of cranberry nut bread beginning in November and usually running through the period of Chinese New Year. The idea actually came from a recipe on the back of a package of Ocean Spray cranberries that I had purchased back in 1998. The final product ended up being surprisingly tasty and easy to make, so for most years I have cooked batches of one or two loaves whenever the cranberries are available in our area, which is usually during the winter months. This year I finally remembered to save the recipe from the back of the package, so I have reproduced it below for those of you who may be looking for it.

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Google Team Sends Holiday Greetings, Pledges $20 Million to Charities

December 24th, 2009

google-world-charity-donations.jpgYesterday I received a brief email message from the Google Team, who sends us their 2009 holiday greetings and links to a page where they reveal that Google is intending to donate $20 million to various charitable organizations. Here is the text of the message with the original link intact.

Happy Holidays from Google


As we near the end of the year, we wanted to take a moment to thank you for the time, energy, commitment, and trust you’ve shared with us in 2009.

With sharing in mind, this year we’ve decided to do something a little different. We hope you’ll find it fits the spirit of the holiday season.

We’re looking forward to working with you to build lasting success in 2010.

Happy Holidays,
Your Google Team

Meanwhile, as this is the 1000th post here at Karlonia.com, I would like to thank the folks at Google for providing us with the opportunity to gain exposure for our sites through the Internet’s leading search engine and to earn substantial income through the AdSense program. 2009 has been a banner year for Karlonia; my overall income has risen to a level of five times what it was only one year ago, and Google has been a major part of this. Although my work is not yet complete, I am well on my way to lifting myself out of poverty and helping many others to do the same by providing relevant content and connecting advertisers with potential customers who are interested in their products and services.

For the remainder of the post, I will list each of the organizations that Google has selected for donations and provide a brief summary of its main focus and mission.

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Low Cost Travel and Budget Fares

December 23rd, 2009

low-cost-travel-flights.jpgAirline passenger carriers are competing as never before, fighting for their share of the millions of people who are anxious to take advantage of new, low-cost overseas fares. Bargain-hunting passengers can often reduce their transportation expenses by 50 percent or more. That is, if they know how.

Here is a brief guide to low-cost charter travel and budget fares offered by scheduled airlines.

These are the tips about low-cost travel:

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Personal Loans: A Brief Introduction

December 22nd, 2009

how-to-get-personal-loans.jpgToday’s article on personal loans is supposed to be a brief introduction to the topic and represents yet another example of “you get what you pay for” when it comes to outsourcing Web content. Although it is not as terrible as many others I have seen in terms of spelling and grammar, I could probably summarize the whole thing in about two sentences. Many of these Indian authors seem to have a knack for taking two or three phrases, adding in a few words like “Internet” or “online”, and creating multiple articles of around 400 or 500 words that contain essentially the same ideas but are technically not duplicates. Meanwhile, if you’re just looking for a personal loan, you can post your request in the comment section below or use the search bar in the upper right of this site to continue your quest to find some reputable lenders.

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How to Find the Best Auto Insurance Companies

December 21st, 2009

best-car-insurance-companies.jpgMany auto insurance companies have experienced an alarming trend in their proliferation over the last few years. Some people have suggested that there are more auto insurance companies out there than companies traded on some of the major stock exchanges. The prime objective of these businesses is to increase their customer base in order to boost their profits. Auto owners across the world are often interrupted with phone calls, advertisements, and other forms of marketing strategies deployed by these insurance firms. A grave thought will unveil that each of their policies cater to a particular need.

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